Coverage Expertise
Select a coverage.
Automobile
Automobile-related costs from accidents, repairs, and vehicle damage can add up quickly. Automobile business insurance helps manage your exposures and aligns with the risks you face. Hylant works with you to customize a program that protects your company vehicles and drivers, identifying and closing gaps as your business needs change or new exposures emerge.
What's Covered
- Damage to your vehicle(s)
- Driver injury
- Injury to someone else
- Damage to someone else's property
- Cars, vans, and pickup trucks
- Box trucks and service utility trucks
- Food trucks
Aviation
Whether you own or operate aircraft or work in the aviation industry, you need knowledgeable aviation insurance expertise. As aircraft owners and operators ourselves, we share your passion for aviation and understand your risks and challenges. We work directly with all major U.S. aviation insurance carriers to secure comprehensive coverage and competitive premiums on your behalf.
What's Covered
- Corporate aircraft
- Charter operators
- Fixed-based operators
- Unmanned aerial systems (drones)
- Helipads and heliports
- Air ambulance operations
- Regional airports
- Flight schools
- Maintenance, repair and overhaul organizations
- Aircraft component manufacturers
- Financial institutions aircraft leasing/financing
Cyber
The average cost of a data breach is in the millions of dollars, and cyberattack frequency continues to rise. From human error and insider threats to technical weaknesses and nation-state attacks, your organization faces vulnerability. Hylant helps you confidently plan for and manage cyber risks with effective processes, tools, and comprehensive cyber insurance coverage.
What's Covered
- Data breach response and recovery
- Business interruption coverage
- Ransomware and extortion
- Social engineering attacks
- Network security failures
- Privacy liability
- Regulatory defense and penalties
- Forensics and legal fees
- Media management and notification costs
- Cyber risk assessment and scanning
Environmental
Pollution-related liability costs can add up quickly and seriously damage your bottom line. Environmental insurance helps you manage your exposures when properly aligned with the risks you face. With decades of commercial and industrial environmental risk management experience, we customize programs to protect you from even the most challenging environmental liabilities.
What's Covered
- Industrial and manufacturing facilities
- Professional and contractor pollution liability
- Mergers and acquisitions support
- Real estate and investment portfolios
- Brownfield redevelopment
- Contaminated properties
- Regulatory and technical support
- Environmental representation and warranties
Executive Risk
As an executive, you make the best decisions possible using available information. However, those decisions can make you vulnerable in today's complex, litigious business environment. Our job is to help you protect your interests and your company, affording you the confidence and support to do yours. We provide comprehensive, cost-effective executive insurance programs tailored to your risk profile.
What's Covered
- Director and officers liability insurance
- Fiduciary (ERISA) liability insurance
- Crime insurance
- Employment practices liability insurance
- Cyber, data security and privacy risk insurance
- Intellectual property risk insurance
- Kidnap, ransom and extortion insurance
- Crisis management insurance
- Professional liability insurance
- Transaction risk insurance
General Liability
Every day, your company is exposed to liability from your operations, products, or employees. Even with a safety-focused organization, accidents can and will happen. Our job is to help protect your company with liability insurance when accidents occur, ensuring there is no material impact on your company. We develop customized programs supported by claims and risk control services with global reach.
What's Covered
- Automobile liability
- Products liability
- Workers' compensation
- Employer's liability
- Product recall
- Environmental liability
- Umbrella and excess liability
- Bodily injury and property damage
- Personal and advertising injury
Professional Liability
Every time you provide a professional service or advice to a client, you are at risk. Professional liability insurance protects you against liability for alleged errors, omissions, or wrongful acts. We carefully craft programs designed to cover defense expenses, attorney fees, court costs, and judgments—important elements to ensure complete protection, even when accusations are totally fictitious.
Who Needs This
- Architects and engineers
- Accountants and financial advisors
- Contractors
- Educators
- Healthcare providers
- Insurance agents and brokers
- Legal advisors
- Real estate agents, brokers and appraisers
- Technology professionals
Property
When fire, natural disaster, or theft destroys the physical assets of your business and disrupts your ability to serve your customers, you want one thing: to get back to business. Our job is to help you do that. We identify your risks, quantify exposures, determine impact points within your supply chain, and develop the best insurance coverage at competitive rates.
What's Covered
- Global property programs
- Single provider or shared and layered programs
- Global fronted programs
- Risk identification and CAT modeling
- Stock throughput
- Property loss prevention
- Domestic and international inland and marine cargo
- Business interruption and loss of income
Surety
When you need surety bond support, you need a partner who has the background and resources to respond knowledgeably and quickly. Whether you need an occasional bond, a tailored sustainable surety program, or a consultative review, Hylant is ready. We understand surety companies' varied underwriting appetites and can guide you through the process to ensure the most competitive program available.
What's Covered
- Bid bonds
- Performance bonds
- Payment bonds
- License and permit bonds
- Supply bonds
- Public official bonds
- Appeal bonds
- Customs bonds
- Financial analysis and program assessment
- Specialty and international surety programs
Umbrella
Not having adequate coverage can leave your business exposed. Umbrella insurance addresses these risks by providing a second source of protection beyond your primary insurance with higher limits for liability. An umbrella policy helps ensure that when accidents occur, you and your company remain protected with comprehensive coverage that makes sense for your balance sheet.
What's Covered
- Coverage gaps that exceed primary insurance
- Higher limits for automobile liability
- Higher limits for general liability
- Higher limits for employer's liability
- Excess liability protection
- Catastrophic loss coverage
- Additional layer of defense costs
Workers' Compensation
Workers' compensation is changing rapidly and becoming increasingly complex. We simplify the evolving workers' compensation environment and make it easier for you to understand. Working together, we can drive down the total cost of risk for you and your company while ensuring your employees are protected when injuries occur on the job.
What's Covered
- Optimal program design and placement
- Advanced analytics and modeling
- Collateral management and specialty solutions
- Qualified self-insurance consulting
- Alternative risk expertise and captive consulting
- Claims service advocacy
- OSHA consulting
- Safety services and loss prevention
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Our experts will help you find the best risk management and employee benefits options for your particular needs.