Unique Coverage for Auto Haulers
Protect Your Business with CHIP
Insurance coverage gaps can drive your profits down.
Most trucking insurance policies leave significant coverage gaps. For example, your “auto liability” policy likely covers only “a specified vehicle” in case of an accident, not the cargo you haul. How many thousands of dollars could that cost you?
Get peace of mind. The Car Haulers Insurance Program (CHIP) offered by Hylant provides you with enhanced coverages not offered under other programs.
These coverages include auto liability, general liability, physical damage, motor truck cargo, excess cargo and additional coverages upon request. See details below.
Have questions? Our specialists can help.
Chip coverages
- Auto liability (including “manifested auto”): Coverage while you drive a cargo unit loading or unloading at pickup and delivery.
- General liability: Coverage for liability claims not involving your trucks.
- Physical damage: Coverage for your trucks and trailers.
- Motor truck cargo: Coverage for the vehicles you haul. Work with an insurance company partnered with automotive OEMs, offering Constructive Total Loss and Diminished Value coverages. Available in limits up to $1,000,000.
- Excess cargo: Coverage provides additional limits (higher potential payouts for covered claims) and offers proprietary coverages.
- Other coverages such as terminal coverage, excess liability, workers’ compensation and/or occupational accident are available upon request.